S.J.Suresh Kumar

Plans of Health Insurance

Star Senior Citizen Red Carpet Health

Features of this policy –

1. Senior citizens aged between 60 to 75 years.
2. Term of the policy is 1, 2 and 3 yrs which can be renewed if the policyholder wants to renew.
3. Lifelong renewal policy
4. Policy issued both on Individual and Floater Basis
5. No pre-insurance medical test required.
6. Covers pre-existing diseases from the second year onwards.
7. Medical Consultations as an Out-Patient in a Network Hospital
8. Sum Insured up to 25 Lakhs
9. Sum Insured for each year is not carried forward to next year.
10. Tax benefit on premiums paid u/s 80D of Income Tax Act, 1961.
11. Faster, hassle-free and direct in-house claim settlement.
12. Cashless hospitalization

Benefits of this policy –

1. Covers Inpatient and Post-hospitalization Treatment
2. All daycare procedures are covered.
3. Free and End to end assistance on claims
4. Sum Assured Options are for individual basis is Rs 1 lac to 7.5 lacs, and for individual and floater basis is Rs 10 lacs to 25 lacs
5. Guaranteed lifetime renewals
6. Dedicated 24×7 support team to answer your queries
7. Though the pre-medical test is not required if the policyholder submits the following medical test report then a 10% discount on the premium will be allowed. The tests should have been taken within 45 days prior to the date of the proposal –

• Stress Thallium Report
• BP Report
• Sugar (blood & urine) – Fasting / Postprandial
• Blood urea & creatinine

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